Financing · Mass Save HEAT Loan · GreenSky
Financing Your Comfort Project
A boiler does not fail on a convenient schedule. Run the numbers below to see what a project would actually cost per month, then let us check whether you qualify for a 0% Mass Save HEAT Loan first—on most heat pump work, that beats every financing plan there is.
Comfort shouldn’t wait for the perfect month. Pick your project below to see estimated monthly payments through the GreenSky® Loan Program — then apply from your phone and get a fast credit decision.
Your loan plan options
Ready to move forward, or want a firm number on your project?
Request a Free EstimateImportant financing disclosures
All plans are subject to credit approval. Loan amount and rate depend on your income and creditworthiness, and only well-qualified applicants receive the lowest advertised APR within a range. Payments shown on this page are estimates calculated at the highest APR in each plan’s range, matching the examples in our printed GreenSky® flyer, and are provided for discussion only. They are not an offer, commitment, or pre-approval of credit. Your actual APR, term, and payment are determined by the lender and disclosed in your loan agreement.
Plans 2602 and 2613 are promotional plans. Monthly payments are required during the promotional period, and making only those required payments will not pay off the amount financed before the promotional period expires. Interest is billed during the promotional period and is waived only if the amount financed is paid in full before the promotional period ends. Any balance remaining after the promotional period is repaid over the remaining term. There is no prepayment penalty on any GreenSky® plan.
Financing for the GreenSky® consumer loan program is offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky® is a registered trademark of GreenSky, LLC. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362 (www.nmlsconsumeraccess.org). GreenSky, LLC and GreenSky Servicing, LLC are not lenders; all credit decisions and loan terms are determined by program lenders. 3R Plumbing & Mechanical LLC is an authorized GreenSky® merchant, ID 81106076, and is not the lender.
Project amounts shown are typical ranges for planning only and are not a quote. Final pricing depends on a site evaluation; concealed conditions, permitting, electrical upgrades, or code corrections may change the price. Equal Housing Lender.
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Our Financing & Rebate Partners
Start With the HEAT Loan, Not the Credit Plan
Most contractors lead with their lender because that is how they get paid faster. We would rather you keep the interest. If your project is a heat pump, a qualifying high-efficiency boiler, weatherization, or a heat pump water heater, the Mass Save HEAT Loan offers 0% interest financing through participating Massachusetts banks—and on a $20,000 heat pump project the difference over the life of the loan is thousands of dollars.
It takes longer to arrange, generally requires a Mass Save home energy assessment first, and not every project qualifies. If your boiler died yesterday and you need heat tonight, the GreenSky plans above exist for exactly that. We will tell you which situation you are actually in.
How It Works
1. We look at the job. A real estimate, not a phone guess—so the number you finance is the number you pay.
2. We check rebates and the HEAT Loan first. Free, and it often changes the math entirely.
3. You apply from your phone. The GreenSky application takes a few minutes and gives a fast decision.
4. We schedule the work. You pay the lender monthly; there is never a prepayment penalty.
Want a firm number on your project?
Free in-home estimates on replacement and installation work.